Hey there! I’m M.S., a B.Tech undergrad with a growing passion for personal finance and a mission to decode money matters for the digital generation.
This website is my personal project—built to simplify the confusing world of finance, government schemes, and smart money habits. Whether you’re a student trying to save your first ₹500, a jobseeker looking to understand benefits, or just someone curious about budgeting, banking, or investing—you’re in the right place.
What We Cover
Money Decoded – Personal finance basics, budgeting, savings, digital payments, and UPI apps explained in plain language.
Schemes & Benefits – Simplified guides on central and state government schemes, yojanas, and subsidies.
Smart Finance Tools – Reviews of finance apps, accounts, and beginner-friendly investing platforms.
Why Follow MS Decoding?
Simplified Finance – No jargon, just practical, beginner-friendly content.
India-Focused – From Jan Dhan to mutual funds, everything tailored for Indian users.
Passion-Fueled Content – Written by a finance learner, for everyday money-minded readers.